Plan-Benefits.org Privacy Policy

Effective Date: January 12, 2023

Last Updated: July 12, 2024

This Privacy Policy applies to your use of the Plan-Benefits.org service and any associated mobile applications or programs (together, the “Service”) provided by Plan-Benefits.org (“Company,” “we,” “us,” or “our”). Its purpose is to describe the collection, use, and disclosure of personal information collected through the Service. By using the Service, you acknowledge that you have read and understood the terms and conditions of this Privacy Policy. If you do not agree to the terms and conditions of this Privacy Policy, please do not use the Service.

Your use of the Service is also governed by our Terms and Conditions.

PLEASE NOTE THE ARBITRATION PROVISION SET FORTH BELOW, WHICH, EXCEPT WHERE AND TO THE EXTENT PROHIBITED BY LAW, REQUIRES YOU TO ARBITRATE ANY CLAIMS YOU MAY HAVE AGAINST THE COMPANY ON AN INDIVIDUAL BASIS. ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS AND THAT YOU MAY NOT PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY.

1. Collection of Information

We collect personal information, which is any information that identifies, relates to, describes, references, is reasonably capable of being associated with, or can reasonably be linked, directly or indirectly, to an individual or household. We have collected the following personal information from users of our Service in the last 12 months:

Category of Personal Information	Source(s)	Purpose(s)	Disclosure to Third Parties
Identifiers	Directly from you Indirectly from you (e.g., from observing your actions on our Site) From third-party service providers, such as data analytics provider	To fulfill or meet the reason you provided the information, e.g., to respond to an inquiry or process your order or inquiry	Sale to: advertising networks Disclosure for business purposes to internet service providers, payment processors
Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))	Directly from you	To fulfill or meet the reason you provided the information, e.g., to respond to an inquiry or process your order or inquiry	Disclosure for business purposes to internet service providers, payment processors
Protected classification characteristics under California or federal law	Directly from you	To fulfill or meet the reason you provided the information, e.g., to provide targeted advertising	Sale to: advertising networks
Commercial information	Directly from you	To fulfill or meet the reason you provided the information, e.g., to respond to an inquiry or process your order	Disclosure for business purposes to: payment processors, delivery services
Internet or other similar network activity	Indirectly from you (e.g., from observing your actions on our Site) Third-party service providers, such as data analytics provider	To fulfill or meet the reason you provided the information, e.g., to provide targeted advertising	Sale to: advertising networks Disclosure for business purposes to internet service providers, payment processors
Geolocation data	Directly from you	To fulfill or meet the reason you provided the information, e.g., to respond to an inquiry, process your order, or provide targeted advertising	Sale to: advertising networks Disclosure for business purposes to internet service providers, payment processors
Inferences drawn from other personal information	Indirectly from you (e.g., from observing your actions on our Site) Third-party service providers, such as data analytics provider	To fulfill or meet the reason you provided the information, e.g., to provide targeted advertising	Sale to: advertising networks Disclosure for business purposes to internet service providers, payment processors

We collect the following specific pieces of personal information:

Name
Phone number
Other personal information voluntarily disclosed by you
Unique device identifier
Online identifiers, such as username and IP address
Interactions with our partners’ websites, e.g., what you are viewing, your interactions with certain campaigns, etc.
Website Cookies

When you use the Website, we may send one or more cookies to your computer, so that we may uniquely identify your browser. (A cookie is simply a tiny text file containing a string of characters.) Accepting our cookies allows you to keep your user preferences from session to session. Although most browsers accept cookies by default, you can set your browser to refuse all cookies or to tell you when you are being sent a cookie. Some of the Website features and services may not function properly if you have cookies disabled.

2. Use Of Information

We use the information we collect from you for the following purposes:

To provide our Service.
To send you marketing communications.
To respond to your requests and inquiries.
To improve user experiences by making our Service easier to use and navigate.
For other legitimate business purposes.

3. Sharing and Disclosure of Information

We may disclose your personal information to a third party for a business purpose or sell your personal information (subject to your right to opt out of those sales if you are a California consumer; see below in Section 10). When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except the performance of the contract. We may share or disclose your information to the following categories of third parties and for the following reasons:

To our partners, whose advertisements you view and click on.
To third-party service providers, agents, or independent contractors who help us maintain our Services and provide other administrative services to us.
We may share your personal information in the course of any reorganization process including, but not limited to, mergers, acquisitions, and sales of all or substantially all of our assets.
We may disclose your personal information to law enforcement, government agencies, and other related third parties, to comply with the law, enforce our policies, or protect our or others’ rights, property, or safety.

4. Collection and Use of Information from Children

Our Service is not intended for children. We do not knowingly collect personal information from children, and our Service is not designed to attract children